ICHRA Health Planning for Employers
From ICHRA and HRA education to comparison, quoting, and employee enrollment — everything you need in one place.
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Built Around What Employers Need
Set the budget, let employees choose, and keep administration off your desk.
Predictable budgeting
You define the monthly contribution for each employee class, so benefits spend stays planned.
Employee choice
Employees pick the ACA-compliant plan that fits their doctors, prescriptions, and family.
Administration support
Plan documents, eligibility, substantiation, and reimbursement tracking handled in one place.
Multi-state flexibility
One benefit strategy that works for remote and distributed teams across markets.
How It Works
Four steps to launch your health plan reimbursement program
Set Strategy
Choose contribution amounts and employee classes
Employees Choose
Employees shop and enroll in individual coverage with licensed help
Submit & Reimburse
Employees submit expenses; employers reimburse tax-free
Stay Compliant
Documents, substantiation, and ongoing monitoring handled
Secure & confidential — we never share your data
Solutions Overview
Compare ICHRA, QSEHRA, and traditional group health, then confirm the right fit.
ICHRA
Individual Coverage HRA
- Any employer size
- Defined contribution by employee class
- Ideal for multi-state and remote teams
QSEHRA
Small business HRA
- For employers under 50 employees
- Annual IRS contribution limits
- Simple setup with tax-free reimbursement
Group Health
Traditional employer-sponsored plan
- Familiar carrier network plans
- Shared risk across the group
- Best when a single plan fits everyone
| Feature | ICHRA | Traditional Group | QSEHRA |
|---|---|---|---|
| Employer Cost Control | ✓ | ~ | ✓ |
| Works for Any Company Size | ✓ | × | < 50 employees |
| Employee Plan Choice | ✓ | × | ✓ |
| Multi-State/Remote Friendly | ✓ | Limited | ✓ |
| Tax Treatment | Pre-tax | Pre-tax | Pre-tax |
Not sure what the calculator asks? See how the ICHRA Qualification Calculator works.
A Look Inside the Platform
Real screens from the tools employers, employees, and agents use every day.
Guided employer calculator
Start with your company profile and move through a clear, step-by-step review.
Side-by-side benefit structures
Compare group health against ICHRA and QSEHRA with pros and cons on screen.
Resource and insight library
Employer and agent education published straight from the platform's blog.
What Our Clients Say
Real experiences from businesses and agents working with BenaVest
Licensed in 48 States
Health planning FMO with nationwide reach
100+ Carrier Partnerships
Aetna, Humana, UnitedHealthcare, PPOs, HMOs, MEC
10 Years Healthcare.gov Award Winner
Recognized excellence in health plan guidance
One-on-One Employee Support
Licensed agents guide every enrollment
See the Agent Portal Walkthrough
A one-minute tour of ICHRA Navigator Pro: manage clients, track referrals, schedule consultations, and keep every case organized. Captions included.
Agent LoginFrequently Asked Questions
Short answers to the questions employers and agents ask first.
Ready to Find the Right Health Benefit for Your Business?
Run the calculator to see your options, or talk it through with a licensed adviser.
Secure & confidential — we never share your data